Cash Advances

In a bind and need cash quick? Cash advances can quickly help provide financial relief when you need it most.

We’ve all been in a situation where an unexpected expense or a higher bill comes our way, and it can seem like an eternity until the next paycheck comes. Also known as paycheck advances or payday loans, EZ Money offers cash advances to help relieve you of financial stress and get you back on your feet.

The benefit of a cash advance is that you can pay bills on time and not have to worry about late fees. Your cash advance is meant only for short-term use to help you get from paycheck to paycheck and are not meant to act as long-term loans.

No matter what kind of emergency you’re facing, a cash advance is a quick and easy way to get you back on your feet in between paychecks.

How much can you receive? It depends on where you live and your net income. Different states have different regulations for cash advances. Our team at EZ Money knows the different regulations and can help find an amount that works for you.

We understand that you’re in an urgent situation, so our team works fast to ensure you get your cash advance quickly and easily.

Smiling woman

How Cash Advances Work

Unlike traditional loans, cash advances are not to be used as a long-term loan. They are used as a short-term loan to help hold you over until your next paycheck.

To make it easy for you, our team at EZ Money offers a quick and easy application process. All we need is your net income and some other basic information to determine your amount. A lot of other banks or financial institutions require a much more extensive process.

Fees for a cash advance vary depending on which state you live in, so our team at EZ Money will help make the application process easy and will help you walk through every step.

Different Types of Cash Advances

Depending on how much you need or how quickly you need it, there are different types of cash advances that you can apply for. Not sure where to start? Our team at EZ Money will help you figure out what the best option is for you.

Payday Loans:

Designed to help bridge the gap between paychecks or cover an unexpected expense, they are typically required to be paid back on your next payday. These types of cash advances are beneficial when you’re in quick need of financial relief between paydays.

Installment loans:

Are similar to payday loans in the fact that they are short-term loans, but installment loans can be broken down into scheduled payments over a longer period of time. These types of cash advances are better if you need a larger amount of money. Installment loans can be paid back over a longer period of time, whereas payday loans typically require faster repayment.

Our competitive interest rates at EZ Money will help get set you down a path to financial success, not create more stress. Our number one goal is to help you get out of your financial bind, so we’ll work with you to get you where you need to be.

*Installment loans are only offered at our Missouri locations.

A Cash Advance from EZ Money

If you’re in an urgent situation, our team at EZ Money understands that you need cash fast with no hassle – that's why we offer online loans 24/7. You’ll get the personalized attention you deserve with quick and friendly service that meet your needs.

Unlike most banks, our application process is very simple and allows you to quickly get the cash you need and get out the door. Our team is here to walk you through every step of the way to get you what you need.

Our online application process can be completed in just a few minutes. The information we require from you includes:

  • Valid identification
  • Personal information like phone number, address, and email address
  • Income information including pay frequency, net pay, and gross pay
  • An open and active checking account

We’re here to help make this easy. We currently offer cash advances in North Dakota, Nebraska, Iowa, and Missouri. If you have any questions about our payday loans or questions about our online application, please contact us today.

Fast, Friendly Service - Apply Online Today!